Understanding Consumer Credit: A Comprehensive Guide
Understanding the basics of credit and how it works can help you make informed decisions about how to use it.
5 Practical Uses for Prepaid Debit Cards
Prepaid debit cards have come under fire for fees, with some critics complaining that they border on predatory lending.
Check Your Credit Card Statement for Mystery Charges
Don’t get hit by mystery charges. Make sure you check your credit card statement carefully and take other steps to protect yourself from fraud.
The Real Cost of Carrying Credit Card Debt
It’s definitely easier to use a credit card when shopping. You don’t have to worry about carrying cash, and if you and your spouse share a bank account, you can...
Is an Eighth Grader Too Young for a Credit Card?
For many 18 and 19-year-olds, getting a credit card is a rite of passage into adulthood. And as parents, it may come as no surprise when your older teens start...
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Four Surprising Credit Card Perks
When you’re ready to apply for a new credit card, you may only consider the obvious perks – rewards programs, sign up bonuses, introductory interest rates, no annual fee.
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Four Signs You Need a New Credit Card
There are no rules dictating how many credit cards you need in your name. Some people are fine with just one card, whereas others feel that multiple cards are a good fit.
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Do You Really Need a Credit Card?
I’ve come across a handful of people who didn’t have a credit card and had no intentions of getting one. And not because they had horrible credit.
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Three Myths About Secured Credit Cards
You may not know much about secured credit cards, which are credit cards that require a security deposit and typically don’t involve a traditional check.
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