Advice for Achieving Career Success
Career planning is essential because it helps you identify what you want for your career and the work that does not align with your values.
Five Facts About Required Minimum Distributions for IRAs
Minimum required distributions are mandated for certain types of tax-deferred or tax-advantaged retirement accounts. If you are retired or you are getting older, it is important to understand the...
Borrowing From (and Repaying) Your IRA
An IRA is intended to help you save for retirement and you are able to make tax-free contributions to an IRA with the idea that you will not begin taking...
There Is No Longer a Typical American Family
Part of the American Dream is to be married and have 2.5 children. The husband has a good job, the wife stays home and cares for the children and...
Catch Up IRA Contributions
Investing for retirement is a very important goal for every worker, but unfortunately many people have a hard time saving as much money as they should. The pressures of buying...
Don’t Forget This Mess: Municipal Pension Funding Falls Again
As if investors don’t already have enough to worry about, a new report has some grisly numbers. With the stock market hitting highs and state and city taxes going higher,...
Tighter Rules for Reverse Mortgages Goes Into Effect
Beginning October 1, the Federal Housing Administration (FHA) has put into effect major changes to the agency’s reverse mortgage program also known as the Home Equity Conversion Mortgage (HECM) program....
Are You On Track to Max Out Your 401K Contributions?
Your 401K is a retirement account that allows you to invest money with pre-tax dollars. In some cases, your employer may even match your contributions, essentially giving you free extra...
4 Reasons Your Spouse Should Open an IRA
Even if your spouse doesn’t work, it makes sense for them to open an IRA and make contribution to it.
Growing Wealth by Buying the Farm
What might be a good real estate investment at this time? Consider buying a farm. Here’s why.
Using Your 401K to Fund a Startup
If you didn’t realize it, you can tap the money in your 401k to help fund your startup. There are two main ways to do so: as a participant...
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Most Recent
Stockton CA Bankruptcy Attempts To Save Pensions
Those hoping to see a challenge to the mighty CALPERS (California’s state pension behemoth) may have to wait. The proposals coming out of Stockton, CA, give haircuts to its...
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Starting Social Security Early
You pay into social security your whole career and you begin receiving benefits from this program when you retire. However, not everyone retires at the same time. The amount of...
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Consolidate Your Orphaned 401Ks and Save Money
If you’ve contributed money to your 401K at your job, you’ve made the smart and financially responsible choice. However, when you start a new job, you will get a new 401K at...
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Essential Apps for Estimating Your Retirement Living Expenses
When you are planning for retirement, it is important to know how much you can expect to spend during your golden years. You need to ensure that your nest egg, the money you...
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How To Choose A Mutual Fund As A New Investor
So, you have decided that it is time to get involved with investing, but the landscape looks pretty daunting. After all, there are thousands of mutual funds and seemingly just as...
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Retirement Planning For The Young(ish)
Now, young in the retirement planning world is a lot different than the real world, maybe even more so in this economy. And, of course retirement planning for a “young” person...
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