Save For Retirement Over College
Compare the scenarios and outcomes of a different plan before deciding which one is right for you.
Advice for Achieving Career Success
Career planning is essential because it helps you identify what you want for your career and the work that does not align with your values.
Four Reasons To Rent During Retirement
Selling your home to downsize during retirement for extra money might be a no-brainer. Here are four reasons why to rent during retirement.
Target-Date Funds Have Drawbacks
With the investment totals of target-date funds soaring, it may be a good time to take a closer look at these unusual investments.
Target-Date Funds Grow In Popularity In 401Ks
Target-date funds are growing fast: one third of workers at the end of the third quarter had invested all of their 401k assets into a target-date fund.
Don’t Be Embarrassed — Get Yourself A Stockbroker
It may seem strange to many of you, but there are a lot of people that are not doing any planning for retirement.
Rebalancing Your Portfolio to Meet Your Retirement Income Needs
Investing for retirement involves having sufficient cash invested and also choosing the right investments so you generate income and so your principal balance continues to grow. The right...
Stockton CA Bankruptcy Attempts To Save Pensions
Those hoping to see a challenge to the mighty CALPERS (California’s state pension behemoth) may have to wait. The proposals coming out of Stockton, CA, give haircuts to its creditors...
Starting Social Security Early
You pay into social security your whole career and you begin receiving benefits from this program when you retire. However, not everyone retires at the same time. The amount...
Consolidate Your Orphaned 401Ks and Save Money
If you’ve contributed money to your 401K at your job, you’ve made the smart and financially responsible choice. However, when you start a new job, you will get a new...
Essential Apps for Estimating Your Retirement Living Expenses
When you are planning for retirement, it is important to know how much you can expect to spend during your golden years. You need to ensure that your nest egg,...
See More
Most Recent
Five Facts About Required Minimum Distributions for IRAs
Minimum required distributions are mandated for certain types of tax-deferred or tax-advantaged retirement accounts. If you are retired or you are getting older, it is important...
Read More
Borrowing From (and Repaying) Your IRA
An IRA is intended to help you save for retirement and you are able to make tax-free contributions to an IRA with the idea that you will not begin taking money out of the account...
Read More
There Is No Longer a Typical American Family
Part of the American Dream is to be married and have 2.5 children. The husband has a good job, the wife stays home and cares for the children and everyone is happy. Well, that...
Read More
Catch Up IRA Contributions
Investing for retirement is a very important goal for every worker, but unfortunately many people have a hard time saving as much money as they should. The pressures of buying a...
Read More
Don’t Forget This Mess: Municipal Pension Funding Falls Again
As if investors don’t already have enough to worry about, a new report has some grisly numbers. With the stock market hitting highs and state and city taxes going higher, the...
Read More
Tighter Rules for Reverse Mortgages Goes Into Effect
Beginning October 1, the Federal Housing Administration (FHA) has put into effect major changes to the agency’s reverse mortgage program also known as the Home Equity Conversion...
Read More